Best Travel Insurance Tips

Travelex Travel Insurance

Before discussing travel insurance, what is travel insurance? Insurance is the 2nd name of compensation in case of accident and emergency.

travel insurance
NYC Sightseeing Pass

Travel insurance gives protection and security during travel. In insurance, an insurance company will take the responsibility of caring for the insured and indemnify all the losses, and help in the tough situation.  

According to 2018 statics, 1.8 billion people all over the world uses online shopping facility. It makes a way of feasibility towards everything. Every life task becomes easy because of online services. Buy online insurance policy is the most prominent example of online shopping which not only eases the clients but also shows the progress of technology in the insurance business.

Here are some tips for choosing and using travel insurance:

  1. Make sure the insurance covers your destination and activities.
  2. Consider factors such as trip cancellation, medical expenses, and emergency evacuation coverage.
  3. Read the policy carefully and understand what is covered and what is excluded.
  4. Keep a copy of your insurance policy and contact information with you during your trip.
  5. Report any incidents or losses to the insurance company as soon as possible.
  6. Keep receipts and documentation for any expenses you incur during your trip.
  7. Use the insurance company’s designated medical provider if possible to avoid out-of-pocket expenses.
  8. Check if your existing health insurance or credit card provides any coverage for travel.
  9. Understand the claims and dispute resolution process.
  10. Take advantage of any travel assistance services offered by the insurance company.

Regenerate response


Helps safeguard your journey from financial loss that might incur due to unfortunate events like flight delays, luggage loss, checked-in baggage delays, and any other journey-related risks. Therefore, if you plan to travel abroad soon for work or leisure-related purposes, it is advisable to check out overseas travel insurance policies.

The new sub-variant of Omicron BA.2.12.1, accounts for 60% of all new US cases till the end of May 2022 as per data released by US Centers for Disease Control and Prevention.

It is clear that COVID-19 is far from over. Also, with the rise in monkeypox cases throughout Europe and with WHO stating that the potential for further transmission of this disease is high.

It is wise to travel with an international travel insurance policy. If you wish to travel with peace of mind, it is advisable to opt for an HDFC ERGO travel insurance policy that comes with coronavirus hospitalization and other benefits

You have made a significant investment in your travel plans and, while in most cases everything will run smoothly, situations may arise on or before your trip that are outside of our control as your travel agent and for which we cannot be held responsible.

Travel insurance may help make your trip more worry-free by protecting your investment and yourself.

Travel insurance should cover such losses as:

=> Trip Cancellation and Interruption (due to sickness/death of you, family member, or travel companion)


=> Emergency Medical Transportation (minimum of $100,000)

=> Trip and Baggage Delay

=> Lost or Stolen Baggage

=> Doctor and Hospital Payments

=> Travel Accident Insurance

=> Weather delays

Reason 1 – Missed flight

Delays occur due to several reasons – bad weather, rainstorms, terrorist attacks, or signal failures. This can result in missed flights or being unable to reach the destination at a desired time. This may further lead to additional trip expenses that one might have to pay out of one’s own pocket in the absence of a Travelex travel insurance plan. It is therefore wise to secure the trip with travel insurance which financially compensates for the uncertainties.

Reason 2 – Lost baggage or money being stolen

There has been a fair share of incidents where travelers’ baggage has been misplaced by airlines. The worst part is when the money gets stolen. This leaves one helpless and with no other choice but to buy new essentials on an urgent basis which again leads to additional expenses. These unplanned expenses however can be reimbursed if one has kept insurance in place.

Reason 3 – Lost Passport

Losing one’s passport in a foreign country can instantly send one into a state of panic. It is however advisable that one calms down and quickly informs the concerned authority and obtains a duplicate passport. The expenses incurred on obtaining a duplicate passport will of course be too much. But here again, travel insurance will come to one’s rescue and reimburse the necessary and reasonable expenses in connection with it.

Reason 4 – Meeting with an accident or coming down with a sickness

Meeting with an accident or coming down with an illness while touring in a foreign country can be very frustrating. It not only spoils the fun of exploring a new place but also disturbs the travel budget.

One may incur heavy medical expenses to recover from the injury or sickness. While a travel plan cannot give back the time lost on such recovery, it can at least reimburse one of the customary medical expenses as applicable under a chosen plan.

Reason 5 – Trip cancellation or curtailment

Say, an emergency occurred before one could embark on the much-awaited trip.

Or one got calls from the homeland informing of an emergency while already on the trip. Such emergencies might lead to the cancellation or curtailment of a trip which eventually leads to a loss because the payments have already been made.

However, with a travel insurance plan, one need not worry because it will provide for the expenses or losses incurred on such canceled or curtailed trips.

travel insurance

Note: Only emergencies of extreme nature are generally covered under travel insurance. For example, the sudden demise of a family member or a travel partner needs to be taken to the home country for immediate medical attention.

Reason 6 – Occurrence of a natural calamity

Natural disasters like tsunamis, tornadoes, earthquakes, volcanic eruptions, etc. are the second leading causes of damage to oneself and the property during a trip abroad. While this can totally ruin one’s travel plans, a trip secured with insurance will ensure that the expenses and losses incurred thereof will be reimbursed thereby providing much-required financial relief.

The ultimate in travel protection and emergency travel assistance. Get a Quote Now at!

Note: Reimbursement will not be made if one chooses to travel to a location where a certain natural calamity was predicted to take place around the same time as you have chosen to travel.

Reason 7 – Accidental demise or permanent disability

Although one cannot always control life’s uncertainties, it is best to be prepared for the worst. An accidental death or a permanent disability while traveling abroad can leave one and one’s family emotionally and financially shattered. While the emotional vacuum can never be filled, a travel insurance plan will provide financial assistance to the grieving family in case of an untimely demise.

Usually, a percentage of the Principal Sum Insured is paid if death or disability occurs due to an accident during a vacation.

To conclude, Travel Insurance is an integral part of overseas travel and should always be the first thing on one’s mind.

While planning a trip. To ensure one is backed with a suitable Travelex travel insurance plan, one must check the available options online. Make comparisons based on the requirements. The plan MUST cover at least the above-discussed events.

Another important thing that needs to be kept in mind while selecting a travel insurance plan is that one must not select any random plan just because it is mandatory to have insurance in the country one is traveling to. One must also not select a plan whose premium amount is comparatively lesser than another plan that offers reasonably higher coverage.

Easy Purchase Process

Now travel insurance companies move from the old purchasing style to the modern purchasing style approach. Famous travel insurance companies introduce online purchasing processes.

Benefits of Buying Online Travel Insurance

There are a lot of benefits of online services:

  • Not time-bound
  • Easily accessible
  • Reliability
  • Reachable
  • Effortless
travel insurance

Traveling now become a hobby and people mostly like moving from one place to another. They like to visit different places and want to learn from different traditions and safe traveling is the first priority of everyone. Safe traveling is only possible with a proper travel insurance policy.

The Biggest Fear During Traveling

During traveling the biggest fear that people have is how could we purchase insurance, which company is reliable and how could we avail proper travel insurance?

SPI Insurance Company Limited

SPI Insurance Company Limited is one of the best insurance company offers the best online insurance facilities for clients. SPI introduces the easiest claim intimation process.

SPI Travel Insurance

SPI Insurance Company Limited offers Travelex Travel insurance packages which is the only solution for traveling risks. Travel insurance is a highly purchased product of SPI Insurance Company Limited. Insurance now become a mandatory step before traveling.

SPI Travelex Travel Insurance Coverage

SPI Travel insurance provides great coverage during traveling the short list of insurance is given below:

  • Give coverage from personal accident
  • Provides aid in case of financial loss
  • Help in case of loss of passport
  • Give proper assistance in case of emergency

SPI Buy Online Insurance

Travel insurance now become the supreme demand before traveling. SPI travel insurance company of Pakistan makes a way to acquire online travel insurance policies. There are a lot of benefits and reasons why people prefer purchasing insurance online.

How to Purchase Online SPI Insurance Policy

SPI Insurance Company Limited offers the easiest way to purchase an SPI insurance policy. A person who wants to insure himself and purchase insurance fills out the online form and then selects the most feasible payment method. Online insurance purchasing method makes insurance more suitable for clients. After the confirmation of the payment policy is emailed to the client or delivered.

The following are the payment method for online insurance purchases.

  • Online transaction
  • COD (cash on delivery)
  • Easy paisa account
  • Easy paisa shop

These all payment methods are introduced just to facilitate the people and customers.


Best Fitted Method

Online purchasing is the best method of acquiring everything and now these days online shopping and purchasing take the place of traditional shopping style.

Today’s people prefer online shopping because it saves their precious asset which is time.

Remember to always purchase your insurance because you should never be without this in case of any emergencies.

A lot of people believe this type of insurance is not necessary and end up taking big losses during the course of their vacation.

Take the steps today to safeguard yourself and your family on your next trip.

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